Funeral cover to ensure a dignified farewell for your loved ones.
Features & Benefits
Two products with the following features to choose from:
Entry ages: 18 to 74 years.
Funeral Cover: Sum will be paid out on the event of death of a member covered.
Premium Paid-up: Premium payments will stop when the main member turns 75.
Burial Repatriation Benefit: Funeral services such as transportation of the body to the home and place of burial will be provided as well as other arrangements for a family member to accompany the body will be made. Legal assistance and specialist referrals are also available.
Unemployment & Pregnancy Payment Holiday: If the policyholder becomes unemployed or pregnant, payments for 12 months will be covered.
Escalations: Premiums increase at a default rate of 5%. Cover amount increases by 80% of premium escalation.
Temporary Premium Support Benefit – Death: If the policyholder dies before 65, premiums will be covered for 6 months for the remaining members.
Entry ages: 18 to 64 years.
Includes all Serenity benefits Life Bonus.
A Life Bonus will be paid out to the Policyholder for each 3-year period from the Policy Issue Date if the policy is active.
No More Premiums Benefit – Defined Physical Impairment: If the policy holder is permanently or totally impaired after 65, African Rainbow Life will waive all premiums on the policy.
Double Accident Benefit: If any member dies in an accident, an equal amount to the funeral cover will be paid out.
No More Premiums Benefit - Retrenchment: If the policy holder gets retrenched before 65, premiums are covered for 6 months.
Memorial Benefit: R10000 is paid out on the event of death of any member.
Grocery Benefit: R1000 per member is paid out on the event of death of the policyholder or spouse.
Cash Back Benefit: 6 months cashback of the first year of a three year cycle is paid for each 3 year period.
How much cover would you like?
Simply choose who you'd like to cover and how much cover you need.